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HR90 INVESTMENT INVEST TODAY. GROW TOMORROW.

Smart Investments.
Stronger Tomorrow.

Invest Today. Grow Tomorrow.

Every HR90 plan sets out its own investment amount, daily profit rate, duration, lock period, maturity date and withdrawal rules. Review the complete plan details before you invest.

Explore Investment Plans Talk to Our Experts

Important: Investment involves financial risk. Any profit figures shown on this website are illustrative unless expressly stated otherwise in the final approved investment documents.

Rising coin stacks and green bar chart with an upward arrow over a city skyline
10K+
Happy Investors
₹250Cr+
Assets Under Management
12+
Years of Trust
100%
Transparent & Secure
Why Invest with HR90?

Investment Opportunities That Create Real Value

We offer a wide range of investment solutions crafted to match your goals, manage risk, and deliver sustainable returns.

  • Diverse Opportunities

    Access multiple investment avenues across high-growth industries.

  • Expert Management

    Managed by experienced professionals with deep market knowledge.

  • Risk Managed

    Disciplined strategies and robust risk management to protect your investments.

  • Long Term Growth

    Focused on delivering consistent returns and building wealth over the long term.

Illustrative example

Consistent Growth. Clearly Illustrated.

HR90 does not publish a historical return series. What the chart shows is the worked example from the investor content: ₹50,000 growing by a fixed daily profit across the 45-day lock period.

+₹20,250

Illustrative profit over the 45-day example lock period

  • 0.90% dailyIllustrative rate
  • 45 daysExample lock period
  • Non-compoundingProfit on original principal
Line chart of the illustrative example: ₹50,000 rising in equal daily steps to ₹70,250 over 45 days.

Days since activation

₹70,250Illustrative total

The line is straight because the example is non-compounding: the same daily profit is calculated on the original principal every eligible day. These figures are illustrative and are not a guarantee. Actual returns depend on the final approved investment terms.

Our Investment Plans

Plans Designed For Every Investor

Each card works the supplied investment model at a different principal. Every figure below is illustrative - review the complete plan details before you invest.

₹25,000 Illustration

The supplied model worked at a smaller principal.

Illustrative daily profit rate
0.90%
Investment amount
₹25,000
Lock period
45 days
Illustrative daily profit
₹225
Illustrative profit
₹10,125
Illustrative total value
₹35,125

Non-compounding: profit is calculated on the original principal every eligible day.

  • ₹225 a day, calculated on the original ₹25,000 principal
  • Non-compounding: profit is not added to the principal for the next day's calculation
  • Principal locked for the 45-day example period, released at maturity
  • Eligible profit withdrawals on Wednesday and/or Friday, subject to the configured schedule
  • Profit, referral income and withdrawal history tracked in one wallet
Learn More
Source example

₹50,000 Illustration

The worked example given in HR90's own investor content.

Illustrative daily profit rate
0.90%
Investment amount
₹50,000
Lock period
45 days
Illustrative daily profit
₹450
Illustrative profit
₹20,250
Illustrative total value
₹70,250

Non-compounding: profit is calculated on the original principal every eligible day.

  • ₹450 a day, calculated on the original ₹50,000 principal
  • Non-compounding: profit is not added to the principal for the next day's calculation
  • Principal locked for the 45-day example period, released at maturity
  • Eligible profit withdrawals on Wednesday and/or Friday, subject to the configured schedule
  • Profit, referral income and withdrawal history tracked in one wallet
Learn More

₹1,00,000 Illustration

The same model and the same rate, worked at a larger principal.

Illustrative daily profit rate
0.90%
Investment amount
₹1,00,000
Lock period
45 days
Illustrative daily profit
₹900
Illustrative profit
₹40,500
Illustrative total value
₹1,40,500

Non-compounding: profit is calculated on the original principal every eligible day.

  • ₹900 a day, calculated on the original ₹1,00,000 principal
  • Non-compounding: profit is not added to the principal for the next day's calculation
  • Principal locked for the 45-day example period, released at maturity
  • Eligible profit withdrawals on Wednesday and/or Friday, subject to the configured schedule
  • Profit, referral income and withdrawal history tracked in one wallet
Learn More

₹2,00,000 Illustration

The same model and the same rate, at the largest principal shown.

Illustrative daily profit rate
0.90%
Investment amount
₹2,00,000
Lock period
45 days
Illustrative daily profit
₹1,800
Illustrative profit
₹81,000
Illustrative total value
₹2,81,000

Non-compounding: profit is calculated on the original principal every eligible day.

  • ₹1,800 a day, calculated on the original ₹2,00,000 principal
  • Non-compounding: profit is not added to the principal for the next day's calculation
  • Principal locked for the 45-day example period, released at maturity
  • Eligible profit withdrawals on Wednesday and/or Friday, subject to the configured schedule
  • Profit, referral income and withdrawal history tracked in one wallet
Learn More

Daily profit rates, lock periods and profit figures shown above are illustrative and are not guaranteed. Each plan's investment amount, duration, maturity date, withdrawal conditions and applicable fees are set out in its full plan details and in the final investment agreement.

How to Invest

A Simple  Investment Journey

Eight steps from opening an account to maturity. Each one is completed on the HR90 platform, and nothing moves forward until the step before it is confirmed.

  1. Step 01

    Register

    Create your HR90 account using your basic information.

  2. Step 02

    Verify Your Account

    Complete your profile, KYC and required information. Depending on the platform's requirements, this may include:

    • Name
    • Mobile number
    • Email
    • PAN
    • Bank information
    • Address
    • Identity documents
  3. Step 03

    Select Your Plan

    Review the available investment plan and understand:

    • Investment amount
    • Daily profit rate
    • Lock period
    • Investment duration
    • Maturity date
    • Withdrawal rules
    • Applicable terms
  4. Step 04

    Make Your Investment

    Complete payment through the payment method provided by HR90.

  5. Step 05

    Investment Activation

    Once the investment is successfully processed and activated, the applicable plan calculation begins according to its terms.

  6. Step 06

    Track Your Investment

    Your investor dashboard can show:

    • Total Investment
    • Today's Profit
    • Total Profit
    • Active Investments
    • Wallet Balance
    • Maturity Date
    • Withdrawal History
  7. Step 07

    Withdraw Eligible Profit

    Submit a withdrawal request for eligible profit according to the configured withdrawal schedule and applicable terms.

  8. Step 08

    Maturity

    At the end of the applicable investment period, the investment reaches maturity and the principal becomes eligible according to the final approved investment terms.

Start Your Investment Journey Read the Investor Guide
How Profit Is Calculated

Profit Based on the  Original Principal

Under the example model, every eligible day's profit is worked out from the amount you originally invested - not from a balance that grows as profit is earned.

The formula

Original Principal × Daily Profit Rate × Eligible Days

Not

Previous Balance × Daily Profit Rate

The earned profit is not added to the principal for calculating the next day's example profit. The supplied specification defines the example as non-compounding.

Worked out day by day

Investment = ₹50,000 at an illustrative 0.90% daily rate.

Illustrative daily profit for the first three days of the ₹50,000 example
Day Calculated on Daily profit Profit to date
Day 1 ₹50,000 × 0.90% ₹450 ₹450
Day 2 ₹50,000 × 0.90% ₹450 ₹900
Day 3 ₹50,000 × 0.90% ₹450 ₹1,350
… and so on for each eligible day of the 45-day lock period, reaching an illustrative ₹20,250 in total.

Every figure in this table is illustrative. Whether a stated rate is illustrative or contractually applicable depends on the selected plan and the final investment agreement.

Profit Withdrawal

Withdraw  Eligible Profit

Eligible profit can be withdrawn according to the platform's configured withdrawal schedule. Principal stays invested until the plan's maturity.

Current example schedule

Wednesday and/or Friday

The final withdrawal schedule may be configured by the administrator and may change in accordance with applicable policies.

Requesting a withdrawal

  1. Step 1

    Open Your Wallet

    Open your Wallet.

  2. Step 2

    Check Balance

    Check your Available Balance.

  3. Step 3

    Select Withdraw

    Select Withdraw.

  4. Step 4

    Enter Details

    Enter the required amount and payment information.

  5. Step 5

    Submit Request

    Submit the withdrawal request.

  6. Step 6

    Pending

    Your request moves to Pending.

  7. Step 7

    Review

    HR90 reviews and processes the request.

  8. Step 8

    Paid

    Approved payments are marked Paid after successful processing.

Where a request can sit

Pending
Request has been submitted and is awaiting processing.
Approved
Request has passed the applicable review and is approved for processing.
Paid
The payment has been processed.
Rejected
The withdrawal could not be approved under the applicable rules.

A request can remain pending where review, verification or operational processing is required, and may be rejected or delayed where KYC is incomplete, bank information is incorrect, the balance is not eligible, or legal and regulatory restrictions apply.

Referral Programme

Refer.  Grow Together.

Eligible users can invite others through their referral link. Referral income is calculated according to the approved referral structure.

  • Level 1

    0.25%

    of the eligible investment made at this level

  • Level 2

    0.10%

    of the eligible investment made at this level

  • Level 3

    No Income

    No referral income is generated at this level

The supplied model supports a maximum of 2 income-generating referral levels.

Example 1 — Level 1

You invite Person B.

Person B invests
₹1,00,000
Your reward at 0.25%
₹250

0.25% × ₹1,00,000 = ₹250

Example 2 — Level 2

Person B invites Person C.

Person C invests
₹1,00,000
Person B earns
₹250
You earn at 0.10%
₹100

0.10% × ₹1,00,000 = ₹100

Example 3 — Level 3

Person C invites Person D.

Person D invests
₹1,00,000
Person C earns
₹250
Person B earns
₹100
You earn
No Level 3 income

The model pays a maximum of 2 income-generating levels.

Referral rewards depend on a valid referral registration, completed verification, an eligible investment and a transaction that remains valid. HR90 may reject or reverse rewards linked to cancelled, reversed, duplicate, fraudulent or otherwise invalid activity.

FAQs

Questions before you  commit

The questions investors ask most often about plans, profit calculation, withdrawals and the referral programme.

HR90 is a digital business ecosystem combining investment-related services, product commerce, wallet management, referral functionality and multiple business verticals.

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