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HR90 INVESTMENT INVEST TODAY. GROW TOMORROW.
Investor Guide

Your Guide to
Smart & Successful
Investing

Whether you are just getting started or already holding a plan, this guide walks through what to understand about the HR90 investment model before you commit to it.

  • Easy to

    Understand

  • Expert

    Insights

  • Secure &

    Transparent

  • Investor

    Support

Invest with Confidence

  • Understand the business and the investment model
  • Explore the four verticals and the available plan
  • Learn how profit, lock period and withdrawal work
  • Read the risk disclosures before you commit

Your Investment Journey in 5 Simple Steps

A clear roadmap to help you achieve your financial goals.

  1. 1

    Register

    Create your HR90 account using your basic information.

  2. 2

    Verify

    Complete your profile, KYC, bank information and identity documents.

  3. 3

    Select a Plan

    Review the amount, daily profit rate, lock period, maturity date and withdrawal rules of the plan you are considering.

  4. 4

    Invest & Activate

    Complete payment. The plan calculation begins once the investment is processed and activated.

  5. 5

    Track, Withdraw, Mature

    Follow profit and wallet activity on the dashboard, request eligible withdrawals, and reach maturity under the applicable terms.

That is the shape of it. The ten steps below are the part that protects you — read those before you invest.

Before You Invest

The Ten Steps to Take Before You Commit

Work through these in order. Each one is something you should be able to answer for yourself before any money moves.

  1. 1

    Understand the Model

    Understand the business and investment model.

  2. 2

    Review the Plan

    Review the selected investment plan.

  3. 3

    Understand Profit

    Understand the profit calculation.

  4. 4

    Understand the Lock Period

    Understand the lock period.

  5. 5

    Understand Withdrawals

    Understand the withdrawal rules.

  6. 6

    Review Fees & Taxes

    Review fees and taxes.

  7. 7

    Complete KYC

    Complete KYC.

  8. 8

    Read the Terms

    Read the Terms & Conditions.

  9. 9

    Review the Risk Disclosure

    Review the risk disclosure.

  10. 10

    Invest Informed

    Invest only after understanding the applicable terms.

Read Before You Commit

Nine Things You Should Be Able to Answer

If any of these is unclear for the plan you are looking at, ask us before you invest rather than after.

  • Investment Amount

    Know exactly how much you are investing.

  • Profit Rate

    Understand whether the stated rate is illustrative or contractually applicable under the selected plan.

  • Lock Period

    Understand when your principal becomes eligible for withdrawal.

  • Profit Calculation

    Understand whether profit is fixed, variable, compounded or non-compounded.

  • Withdrawal Rules

    Understand when and how you can withdraw profit and principal.

  • Fees

    Understand payment, withdrawal, service or other applicable charges.

  • Taxes

    Understand that applicable taxes or statutory deductions may affect your net amount.

  • Risk

    Understand that investment involves financial risk.

  • Legal Documents

    Read the final Investment Terms, Terms & Conditions, Privacy Policy, Refund Policy, Risk Disclosure, Product Terms and, where applicable, Crypto Terms.

Read the legal documents.

Investment involves financial risk. Any profit figures on this site are illustrative unless expressly stated otherwise in the final approved investment documents — so the documents, not the marketing, are what you are agreeing to.

Investment Options with HR90

HR90 operates across four business categories rather than a single product line.

Resources & Insights

Knowledge is the key to smarter investing.

View All Resources

Ready to Start Your Investment Journey?

Review the plan terms and the risk disclosures, then create your HR90 account.

Get Started Now