Disclaimer
The information published on the HR90 website is general information about the business and the platform. It is not financial advice, not an offer, and not a guarantee of any return.

1. General Information
All content on this website is published in good faith and for general information purposes only. It describes how the HR90 platform and its business verticals are intended to work, and may change as plans, products and policies change.
2. No Financial Advice
Information published on this website is for general informational purposes and does not constitute personalised financial, tax, legal or investment advice unless expressly stated and lawfully provided. Consider taking independent professional advice before making an investment decision.
3. No Guarantee
Unless explicitly stated in a valid and legally binding contract, HR90 does not represent that any investment will produce a specific profit, that any investment will be risk-free, that any investment will always generate a specific daily return, that any crypto asset will appreciate, or that any product will produce a specific personal result.
4. Figures Are Illustrative
Any return percentage, profit calculation, example or projection shown here - including the ₹50,000 at 0.90% over 45 days example - is illustrative unless explicitly stated otherwise in a legally binding and approved investment document. It explains the calculation structure; it is not a promised outcome.
5. Investment Risk
Investment involves financial risk. Actual returns, eligibility, taxation, fees, withdrawal availability and payment processing depend on the applicable investment plan, the final contractual terms, platform policies, operational conditions and applicable law.
6. Crypto Risk
Crypto is a separate risk category. Crypto assets can be highly volatile, may be subject to liquidity, technology and regulatory constraints, and may result in the loss of part or all of the amount committed. See the Crypto Risk Disclosure.
7. Product Claims
Cosmetic and fragrance products should be used according to their stated instructions, ingredients and warnings. Product claims are based on approved product information and are not medical or therapeutic claims.
8. Past Performance
Where any past performance information is presented, it is not an indication of future results and should not be relied on as a forecast.
9. Third-Party Information
The website may include content or data provided by third parties. HR90 does not guarantee the accuracy, completeness or reliability of third-party information.
10. External Links
The website may link to external sites for convenience. HR90 does not endorse and is not responsible for the content, accuracy or practices of those sites.
11. Accuracy of Information
While the website is kept as accurate and current as reasonably possible, product availability, pricing, plan terms and platform features may change without notice.
12. Platform Availability
HR90 aims to keep the platform available but does not guarantee uninterrupted access. Maintenance, updates, network problems, gateway issues, security incidents and force majeure events may interrupt it.
13. Limitation of Liability
To the extent permitted by applicable law, HR90 is not responsible for losses arising solely from third-party failures, internet outages, payment-gateway issues, user errors, incorrect bank information, unauthorised sharing of credentials, market volatility, crypto price movements or events outside HR90's reasonable control. Nothing here excludes liability that cannot legally be excluded.
14. Governing Law
The governing law and jurisdiction applicable to HR90 services will be stated in the final legal documentation. None is published on this website, and none should be inferred from it.
15. Changes to This Disclaimer
This disclaimer may be updated at any time. The version published on this page is the version that applies.
16. Contact Us
Questions about this disclaimer can be sent to info@hr90.in or raised on +91 73593 12938.
Important Notice By continuing to use this website you acknowledge that its content is general information, that figures shown are illustrative, and that the final approved documents govern any investment you make.
Transparent
Illustrative figures are labelled as illustrative, everywhere they appear.
Risk First
Investment and crypto risks are set out before any figure is shown.
Secure
Account and verification data is handled under the Privacy Policy.
Contract Governs
The final approved plan documents override anything published here.
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