Investment Risk Disclosure
Investment involves financial risk. Any return percentage, profit calculation, example or projection shown on the HR90 website is illustrative unless explicitly stated otherwise in a legally binding and approved investment document.
1. Investment Involves Financial Risk
Investment involves financial risk, including the risk that you do not receive the return you expected. You should evaluate the risks carefully and invest only after considering your own financial position, objectives and risk tolerance.
2. Every Figure Here Is Illustrative
Any return percentage, profit calculation, example or projection shown on this website is illustrative unless explicitly stated otherwise in a legally binding and approved investment document.
3. The Worked Example
The ₹50,000 at 0.90% daily over 45 days example - ₹450 a day, ₹20,250 in total - is provided to explain the calculation structure. It should not automatically be interpreted as a guaranteed return.
4. Non-Compounding Calculation
Under the example model, daily profit is calculated on the original principal and is not added to the principal for the next day. Do not assume compounding unless the selected plan expressly provides for it.
5. What Actual Returns Depend On
Actual returns, eligibility, taxation, fees, withdrawal availability, payment processing and other conditions depend on the applicable investment plan, the final contractual terms, platform policies, operational conditions, and applicable laws and regulations.
6. Lock Period & Liquidity
Under the example model the principal remains locked for 45 days and becomes eligible according to the maturity rules of the plan. Early access to the principal may not be available. Do not invest money you may need during the lock period.
7. Withdrawals Are Not Automatic
Eligible profit is withdrawn by request, on the configured schedule, and passes through review before payment. A request may be delayed or rejected where verification is incomplete, bank information is incorrect, the balance is not eligible, or legal, regulatory or technical constraints apply.
8. Fees & Taxes Reduce Net Return
Payment, withdrawal, service and statutory charges, and any applicable tax or deduction, reduce the net amount you receive. No fee amount is published on this website until it is confirmed; applicable charges are disclosed before the relevant transaction wherever required.
9. Plans May Change
Investment plans may be updated and new plans may be introduced, each with different amounts, rates, durations, lock periods and conditions. Always review the current plan information before investing.
10. Crypto Is a Separate Risk Category
Crypto-related activity carries risks that are different in kind from the example investment model and must not be evaluated using it. See the Crypto Risk Disclosure for the applicable terms.
11. Seek Independent Advice
Nothing on this website is personalised financial, tax, legal or investment advice. Investors should evaluate all risks carefully and seek independent professional advice where appropriate.
12. Claims Are Published After Review
Investment-return claims are published only after appropriate legal and regulatory review. Any figure that has not completed that review appears on this website as an illustration of the calculation structure and nothing more.
13. Read the Final Documents
Before investing, read the final Investment Terms, Terms & Conditions, Privacy Policy, Refund Policy, Risk Disclosure, Product Terms and, where applicable, Crypto Terms. Where anything in those documents differs from this website, those documents govern.
14. Contact
Questions about this disclosure can be sent to info@hr90.in or raised on +91 73593 12938.
Before you commit understand the amount, the rate, the lock period, the calculation, the withdrawal rules, the fees, the taxes and the risk. If any of them is unclear, ask before investing.
Illustrative Only
Figures explain the calculation. They are not a promised outcome.
Defined Lock Period
The principal is committed for the plan period and released at maturity.
Reviewed Withdrawals
Requests move through verification before payment.
Contract Governs
The final approved investment documents override this page.
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